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SME Finance

What SMEs should know about working capital

A practical look at working capital loans, invoice discounting and order financing for growing businesses.

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SME FinanceOctober 8, 20241 min read

Many SMEs do not fail because they lack customers. They struggle because cash is tied up in stock, invoices or confirmed orders that require upfront supplier payments.

Pinnacle's SME products are designed for these moments. Working Capital Loans support day-to-day operations. Invoice Discounting unlocks cash from confirmed invoices. Order Financing helps a business fulfil a customer order it has already won.

To apply, SMEs typically need business registration documents, valid National ID, MRA Tax Clearance, bank statements and security documents where applicable.