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Pinnacle Financial Services

Licensed by RBM - NDMFI 014/19

Reliable FinancingSmart Loan SolutionsGreat Value

Pinnacle Financial Services offers loans that are convenient and impactful. We exist to tailor financial solutions that ensure our customers' needs are met in a caring and consistent manner.

Apply Now Our Products

01 · Our value

Caring

We treat every customer with empathy and respect - your goals matter to us.

02 · Our value

Reliable

Transparent terms, strong governance and a process you can trust every time.

03 · Our value

Impactful

Solutions designed to genuinely lift incomes, businesses and households.

Our services

Solutions tailored to you

View all products

Asset Financing

A finance option for businesses to grow by acquiring equipment like motor vehicles and machinery.

MK 3,000,000 - MK 100,000,0006-24 months
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Enterprise Loans

Cash to fulfill customer day-to-day operations.

MK 3,000,000 - MK 20,000,0006-18 months
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Invoice Discounting

Easing working capital burdens by lending against confirmed invoices.

Against confirmed invoicesUp to 6 months
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Order Financing

Cash to fulfill customer orders.

MK 4,000,000 - MK 100,000,000Up to 6 months
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Payroll Loans

Affordable and flexible loans offered to salaried individuals in both the public and private sectors in Malawi.

MK 50,000 - MK 5,000,0003-72 months
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Working Capital Loans

Fund day-to-day operations.

MK 3,000,000 - MK 100,000,0006-12 months
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5 years of uplifting lives

Built to close Malawi's financial inclusion gap.

Incorporated on 30 August 2019, Pinnacle Financial Services is a non-deposit-taking financial institution registered with and supervised by the Reserve Bank of Malawi. Five years on, we are proud of every customer whose journey we have supported. The story is about people: parents who kept children in school, business owners who unlocked working capital and entrepreneurs who acquired productive assets.

Read our story

Voices of our customers

Real people. Real impact.

Every story below is from a Malawian customer whose life or business took a step forward with Pinnacle behind them.

"I would like to thank Pinnacle Financial Services for allowing me to secure a back to school loan for my child. I was out of options and a friend referred me to PFS and I was immediately helped. Thanks to PFS my daughter was able to attend school, I am deeply grateful for their financial solutions."
T

Tracy Chagwa

Employee

"Through PFS I was able to obtain a loan that helped finance my lucrative roofing business and they helped immensely improve my operations. The loan helped finance costs for the shipment of my roofing materials and my business has never been the same ever since."
R

Redson Mtalimanja

Entrepreneur

"At my job placement acquiring a loan takes forever because it has to go through a lot of approvals and this makes the loans purpose almost unimportant when it is finally approved. But thanks to the solutions offered by PFS, they processed my loan in no time and this helped me achieve what I needed at the time."
C

Chifundo Mkandawire

Operations Manager

How it works

From application to funded - in 3 steps

  1. 01

    Application

    Fill out the online form or visit a branch.

  2. 02

    Assessment

    Our team reviews your requirements.

  3. 03

    Approval

    Get your loan approved and funds disbursed.

Ready when you are

Ready to take the next step?

Talk to our team today - we'll help you choose the right product and walk you through a simple, transparent application.

Apply Now Talk to us

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